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Tuesday, June 15, 2010

Greenspan's Body Count: Wayne and Herminia Zickefoose

This shocking tale comes from Anaheim, California where two young boys survived attempted murder by their father.

The story is terrible:
A wounded 3-year-old boy was found hiding outside his family's Southern California home, and his 5-year-old brother was found unhurt inside, 12 hours after their parents were fatally shot in an apparent murder-suicide, police said Monday.

The shootings happened late Sunday but weren't discovered until midmorning Monday, when a co-worker stopped by to see why the father hadn't reported to work, Anaheim Police Sgt. Tim Schmidt said.

The co-worker instructed the 5-year-old to call 911.

"He said his dad killed his mom and shot himself and he can't find his brother," Schmidt said.

When police arrived, they found the parents' bodies splayed out on lawn chairs in the backyard. From there, they followed a trail of blood leading to the wounded 3-year-old, who was hiding behind trash cans on the side of the house, Schmidt said.

"This is a horrific scene," he said.

The 3-year-old had been shot three times in the shoulder, stomach and chest. He was taken to UC Irvine Medical Center, where he underwent surgery and was in critical condition, Schmidt said.


While police are not releasing the victims' names, the owners of the house at 541 North Fairhaven Street were identified as Wayne and Herminia Zickefoose...
who bought the home in 2001 with help from a loan backed by the U.S. Department of Veterans Affairs. The couple borrowed against the house five times during the following six years, but paid off most of those loans, record show.

Most recently, the couple borrowed $462,000 from Countrywide Home Loans in January 2007, records show. They began missing mortgage payments on that loan in February 2009. They owed nearly $14,000 in back payments by May 2009, when the bank warned them it would foreclose if they didn't make their payments, records show.

The bank sent another notice in March of this year, saying the home "may be sold at a public sale" on April 1. At the time, interest and other charges added to the main loan had pushed the Zickefooses' debt on the mortgage to $491,960.18, records show.

Civil court records also show that a woman identified in one case as Hermie G. Zickefoose and in another as Herminia Zickefoose had amassed, since November 2004, more than $26,000 in debt on four credit cards issued by Chase Bank USA.
They bought the place in 2001 for a somewhat reasonable $232,000. But thanks to Greenspan's easy money bubble, they were given enough rope to hang themselves. They ended up sucking out all the equity and then some, up to almost a half million dollars in debt in a modest, working-class neighborhood.

Various online references to Wayne Zickefoose state that he's a USC MBA, owner of Trojan Auto Service in Buena Park, a "theta healing practitioner," and an amateur investment writer. And while he swore off the stock market in 2008, it sounds like he got involved with something more leveraged and dangerous: "land banking."
I believe the best investment, bar none, is in pre-developed land in the path of growth of a major metropolitan city.


Greenspan's Body Count stands at 139.

Wayne Zickefoose
Herminia Zickefoose
Thomas S. Piazza
Troy Fogel
Michele Fogel
Cynthia Dunn Cannon
Jocelyn Earnest
Lynda Clark
Gregory Bellows
Sallie Gist
Rayshawn Reed
Byron Reed Sr.
Byron Reed Jr.
Elisha Gist
Elijah Gist
Tiera Davidson
Christopher Oetting
Neal Jacobson
Franki Jacobson
Eric Jacobson
Joshua Jacobson
Vincenza Garcia
Bill Sparkman
Debra K. Gibbs
Otis Beckford
Carol Kennedy
Diane Ward
Edith Moreno
Diana Moreno
Scott Peters
Tom Blackmore
Kevin Daniel O'Connell
Julie Fay
Wallis Fay
Siu Fong Ng
Ernest Scherer Jr.
Charlene Abendroth
J.D. Wood
Cynthia Wood
Aubrey Wood
Dillon Wood
Betty J. Lipply
Dwight Deely
Linda Patrick
David Kellerman
Christopher Wood
Francie Billotti-Wood
Chandler Wood
Gavin Wood
Fiona Wood
Gil Weber
Gregory Graham
Randolph Graham
David Kelley
Ramona woman
Del Mar man
Wayne "Mike" Anderson
Jeffrey M. Pearson
Ervin Antonio Lupoe
Ana Lupoe
Brittney Lupoe
Jaszmin Lupoe
Jassely Lupoe
Benjamin Lupoe
Christian Lupoe
Steven L. Good
Adolf Merckle
Mike Upham
Randy Motts
Kristy Hunt
Joseph Nesheiwat
Tom Brisch
Alex Widmer
Brian Pugh
Marilyn Lewis
Sid Agrawal
Kirk Stephenson
Barry Fox
Dallas Dwayne Carter
David Hetzel
Sharron Hetzel
Cliff Kendall
Pamela Ross
Roland Gore
Mrs. Gore
Wanda Dunn
Karthik Rajaram
Subasri Rajaram
Krishna Rajaram
Ganesha Rajaram
Arjuna Rajaram
Indra Ramasesham
Joe X
Isabelle Jarka
Robert Wagner
Lt. Michael Howe
John Roberts
Palmer C. White
Dianne Pittman White
Ed Boesen
Edwin F. Rachleff
Carlene Balderrama
Troy VanderStelt
Scott M. Coles
Dawn E. Armstrong
Thomas Lizotte
Jonathon Calvin "40-Cal" Jacques
Salvador X
Lupe X
Jade X
Little Boy X
Little Girl X
Kashmir Billon
Bill McMurtry

Lisa McMurtry
James Hahn
Raymond Donaca
Deanna Donaca
[redacted]
[redacted]
Michel Veillette
Nadya Ferrari-Veillette
Marguerite Veillette
Vincent Veillette
Mia Veillette
Jacob Veillette
Maurice Pereira
Natasha Pereira
Mark Achilli
Raed Al-Farah
Andrew Kissel
Rufus Shaw Jr.
Lynn Flint Shaw
Mr. Pierce
Walter Buczynksi
Marci Buczynski
Jason Washington

Friday, June 11, 2010

Greenspan's Body Count: Thomas Piazza

Mortgage broker Thomas Piazza was executed Sopranos-style in a Tucson Chick-fil-A.
Thomas S. Piazza, 39, was sitting in a booth at the Chick-fil-A restaurant at 4585 N. Oracle Road about 6:45 a.m. when a man walked up to the table, pulled out a handgun and shot Piazza in the head, said Sgt. Fabian Pacheco, a Tucson Police Department spokesman.

The shooter -- who is described as being a stocky white man between the ages of 40 and 50, wearing a bike helmet, dark shorts and a dark windbreaker -- walked out of the restaurant and rode away on his bicycle, heading westbound on West Auto Mall Drive, Pacheco said.

"There was no provocation, no exchange of words, nothing," Pacheco said in explaining the incident.

Police continue to search for the gunman.

Piazza, a 1993 University of Arizona graduate, was married with four children.

Police believe the killing may be related to Piazza's role in a mortgage fraud ring that ripped off not only lenders but also small investors. One of the small investors may have been out for some Arizona justice.

The Arizona Attorney General's Facebook page explains the scam in an post from July 2009:
The lawsuit, filed in Pima County Superior Court, alleges that the defendants engaged in a sophisticated system of fraud that led to the filing of foreclosure notices on more than 130 homes and caused substantial harm to investors, lenders and rent-to-own homebuyers.

“The violations alleged in this lawsuit are among the worst abuses of vulnerable consumers that I’ve seen in my time as Attorney General. These kinds of abusive practices have contributed to the mortgage meltdown that now finds Arizona ranked among the top four states in the country for foreclosures,” Goddard said. “This sort of behavior is unconscionable.”

[...]

The complaint states that the defendants participated in a scheme that used deceptive tactics to entice under-qualified, novice investors into purchasing homes and then sold them to rent-to-own buyers. However, investigators say the scheme was designed to fail because it targeted rent-to-own homebuyers with credit problems and ignored whether they could qualify to purchase the homes.

Click on over for more detail of the scam and the names of the other conspirators.

It's worth noting that the Attorney General settled the case for a pittance, and Piazza was apparently never criminally charged. Piazza may have done nothing illegal, but someone obviously lost money in Greenspan's bubble and felt wronged.

Our thoughts and prayers go out to Piazza's young family. Whatever he may have done, the kids didn't deserve this. Alan Greenspan, you're a sick bastard.

Greenspan's Body Count stands at 137.

Thomas S. Piazza

Troy Fogel
Michele Fogel
Cynthia Dunn Cannon
Jocelyn Earnest
Lynda Clark
Gregory Bellows
Sallie Gist
Rayshawn Reed
Byron Reed Sr.
Byron Reed Jr.
Elisha Gist
Elijah Gist
Tiera Davidson
Christopher Oetting
Neal Jacobson
Franki Jacobson
Eric Jacobson
Joshua Jacobson
Vincenza Garcia
Bill Sparkman
Debra K. Gibbs
Otis Beckford
Carol Kennedy
Diane Ward
Edith Moreno
Diana Moreno
Scott Peters
Tom Blackmore
Kevin Daniel O'Connell
Julie Fay
Wallis Fay
Siu Fong Ng
Ernest Scherer Jr.
Charlene Abendroth
J.D. Wood
Cynthia Wood
Aubrey Wood
Dillon Wood
Betty J. Lipply
Dwight Deely
Linda Patrick
David Kellerman
Christopher Wood
Francie Billotti-Wood
Chandler Wood
Gavin Wood
Fiona Wood
Gil Weber
Gregory Graham
Randolph Graham
David Kelley
Ramona woman
Del Mar man
Wayne "Mike" Anderson
Jeffrey M. Pearson
Ervin Antonio Lupoe
Ana Lupoe
Brittney Lupoe
Jaszmin Lupoe
Jassely Lupoe
Benjamin Lupoe
Christian Lupoe
Steven L. Good
Adolf Merckle
Mike Upham
Randy Motts
Kristy Hunt
Joseph Nesheiwat
Tom Brisch
Alex Widmer
Brian Pugh
Marilyn Lewis
Sid Agrawal
Kirk Stephenson
Barry Fox
Dallas Dwayne Carter
David Hetzel
Sharron Hetzel
Cliff Kendall
Pamela Ross
Roland Gore
Mrs. Gore
Wanda Dunn
Karthik Rajaram
Subasri Rajaram
Krishna Rajaram
Ganesha Rajaram
Arjuna Rajaram
Indra Ramasesham
Joe X
Isabelle Jarka
Robert Wagner
Lt. Michael Howe
John Roberts
Palmer C. White
Dianne Pittman White
Ed Boesen
Edwin F. Rachleff
Carlene Balderrama
Troy VanderStelt
Scott M. Coles
Dawn E. Armstrong
Thomas Lizotte
Jonathon Calvin "40-Cal" Jacques
Salvador X
Lupe X
Jade X
Little Boy X
Little Girl X
Kashmir Billon
Bill McMurtry

Lisa McMurtry
James Hahn
Raymond Donaca
Deanna Donaca
[redacted]
[redacted]
Michel Veillette
Nadya Ferrari-Veillette
Marguerite Veillette
Vincent Veillette
Mia Veillette
Jacob Veillette
Maurice Pereira
Natasha Pereira
Mark Achilli
Raed Al-Farah
Andrew Kissel
Rufus Shaw Jr.
Lynn Flint Shaw
Mr. Pierce
Walter Buczynksi
Marci Buczynski
Jason Washington